For Foreign Residents in Japan · 4 Languages

Money Guide for
Foreigners in Japan

Banking, remittance, credit cards, PayPay & tax filing — all explained simply.

🇯🇵 日本語 🇨🇳 中文 🇻🇳 Tiếng Việt 🇺🇸 English

📂 Browse by Category

🏦 Bank Accounts Open & Compare Banks 2 articles 💸 Remittance Wise · SBI Remit 3 articles 💳 Credit Cards For Foreigners 2 articles 📱 E-Money PayPay & Suica Guide 2 articles 📊 Tax & Filing Filing, Resident Tax & Deductions 7 articles

📊 Quick Remittance Comparison

🇯🇵 How to Send Money Home from Japan

Service Fee Rate Speed Best for
WiseCheapest 0.4〜1% Mid-market rate Hours〜1 day Small–medium
SBI Remit Free〜¥748 Bank rate Same day〜1 day China, Vietnam
Bank Transfer ¥2,500〜5,000 TTS rate 2〜5 business days Large amounts
Japan Post ¥2,500+ TTB rate 3〜5 business days Near post office

※Fees & rates are approximate. Please verify on official sites.

📖 Full Comparison →

🏦 Bank Account Articles

Bank Compare 2026.06.09

6 Banks Where Foreigners Can Open Accounts【2026】

Post, Seven Bank, SBI, Rakuten, SBI Shinsei, MUFG → Read more
Open Account 2026.06.09

How to Open a Bank Account in Japan as a Foreigner

Residence card, My Number and all required documents → Read more

💸 Remittance Articles

Compare 2026.06.09

【2026】Remittance Services Compared: Wise vs SBI Remit vs Bank

Fees, rates, speed & supported countries compared → Read more
Wise 2026.06.09

Wise Complete Guide for Foreigners in Japan

Can you register with your residence card? Step-by-step explained. → Read more
To China 2026.06.09

How to Send Money to China from Japan【2026】

Wise, SBI Remit & bank transfer compared for China → Read more

💳 Credit Cards & E-Money

Credit Card 2026.06.09

5 Credit Cards Foreigners Can Get in Japan【2026】

Epos, Life, Rakuten, Aeon, Saison — annual fee & points compared → Read more
PayPay 2026.06.09

PayPay Complete Guide for Foreigners in Japan

What you need, how to register, charge & where to use PayPay → Read more

📊 Tax Articles

Tax Return 2026.06.09

Tax Return & Resident Tax Guide for Foreigners【2026】

When you must file and when you may qualify for a refund → Read more
Resident Tax 2026.06.09

Resident Tax Guide for Foreigners in Japan【How Much to Pay?】

How resident tax is calculated, paid & handled when leaving Japan → Read more
NISA · Invest 2026.06.10

NISA Complete Guide for Foreigners【2026 · Eligibility & Leaving Japan】

Eligibility by visa, top 3 brokers, what happens when you leave Japan → Read more
iDeCo 2026.06.10

iDeCo Complete Guide for Foreigners【2026 · Eligibility · Leaving Japan · vs NISA】

3-stage tax benefits, contribution limits by job, leaving Japan, vs NISA comparison → Read more
Medical Deduction 2026.06.10

Medical Expense Deduction Guide for Foreigners【2026 · Scope · Calculation · Filing】

When does ¥100K+ medical spend get refunded? Scope, formula, OTC special, leaving Japan → Read more
Pension Refund 2026.06.10

Maximizing Your Lump-sum Pension Withdrawal【Foreigners · Tax Refund Included 2026】

Refund filing for the 20.42% withholding, payout-tier mechanics, remittance optimization → Read more
Dependent Deduction 2026.06.10

Overseas Dependent Deduction Guide for Foreigners【2026 · 2023 Reform · Required Documents】

30–69 age rule change, ¥380K remittance proof, documents for Chinese/Vietnamese parents → Read more