🪙 Crypto Assets & Investment

How Foreigners Can Start Crypto Assets in Japan | Exchange Selection & Account Opening【2026・Residence Card OK】

※This article contains promotion.

Published: 2026.06.14 在日マネーナビ Editorial Team

Introduction / What You Will Learn

You might think, "Can foreigners even get started with crypto assets (cryptocurrency) in Japan?" In fact, if you have a residence card, My Number, and a Japanese address, you can apply to open an account at an FSA-registered domestic exchange (subject to each exchange's screening and your visa status).

⚠️ Important Risk Disclaimer: Crypto assets (cryptocurrency) are highly volatile and can lose significant value in a short period. You may lose most or all of your investment. Returns are not guaranteed. This article is for informational purposes only and does not constitute a solicitation to purchase any specific product. Please consider investing only with funds you can afford to lose. Consult a qualified professional for tax and legal matters.
🔎 This is completely different from speculative/gambling-like "crypto lottery" services: This article covers buying and selling Bitcoin and other crypto assets on FSA-registered domestic exchanges. Services heavily promoted on social media — such as "guaranteed profit," "unlisted coins," or "referral rewards" — are an entirely different category and are very likely scams. For warnings about such services, see "Crypto Lottery & Gambling-Type Services: What to Watch Out For".
  • Key requirements for foreigners to open an account at a Japanese crypto exchange
  • Comparison of domestic exchanges (Coincheck, bitFlyer, GMO Coin, bitbank)
  • Account opening procedure (online application → eKYC (online identity verification) → My Number → deposit → purchase)
  • How to identify risks from price volatility, scam coins, and unregistered operators
  • Issues specific to foreigners (returning home, non-resident status, taxes)

① Can Foreigners Start Using Crypto Assets?

The short answer is: foreigners residing in Japan can open a crypto asset account at an FSA-registered domestic exchange if they meet certain requirements. However, this does not mean "anyone can definitely open an account" — each exchange has its own screening process, and account opening may not be possible depending on your visa type or period of stay.

Main Requirements for Account Opening (Guidelines)

RequirementDetails
Visa statusPermanent residence, work-related visas (Engineer/Specialist in Humanities/International Services, etc.), Dependent, Student, and others. Short-term stay and certain visa categories may not be eligible (check with each exchange)
Period of stayIf your remaining period of stay is very short, you may be rejected during screening. Check the conditions of each exchange
Residence cardA valid residence card is required (used as identity verification document)
My NumberMy Number submission is required to open an account (confirm each exchange's procedure)
Japanese addressA Japanese address as registered in your residence record (jūminhyō) is required
Bank accountA Japanese domestic bank account is required for deposits and withdrawals
Email addressFor online application and communications
💡 It is important to use an FSA-registered domestic exchange. Crypto asset exchange operators in Japan are subject to the FSA registration system. A list of registered operators is available on the FSA's official website. Unregistered overseas operators may offer little legal protection in the event of a dispute.
📌 If you do not yet have a Japanese bank account, you will need to open one first. See the Bank Account Opening Guide for Foreigners and Top 6 Banks for Foreigners.

② Domestic Exchange Comparison

The table below compares FSA-registered domestic exchanges that are accessible to foreigners across six criteria: ease of account opening for foreigners, residence card support, number of supported currencies, approximate fees, multilingual app support, and FSA registration. This is an independent selection by this site. Figures and conditions are approximate; please check each exchange's official website for details.

PRThis comparison table is an independent selection by this site. Some entries include affiliate advertising. Rankings and evaluations are determined independently.
Exchange Ease of opening (foreigners) Residence card support Supported currencies (approx.) Approx. fees Multilingual app FSA-registered
Coincheck
★ Easiest to open (practical)
Fully online · simple process
eKYC supports residence card photo upload
Supported (eKYC) 30+ types (approx.; see official site) Primarily dealer model (spread applies; see official site) English, Chinese, etc. (see official site) Registered
bitFlyer Residence card supported · strong track record Supported 20+ types (approx.) Dealer & exchange model (see official site) Primarily Japanese (see official site) Registered
GMO Coin Residence card supported · bank linkage available Supported 20+ types (approx.) Exchange model also available (see official site) Primarily Japanese (see official site) Registered
bitbank Residence card supported · strong exchange-model offering Supported 30+ types (approx.) Exchange model with negative maker fee (see official site) Primarily Japanese (see official site) Registered
📌 Fees, supported currencies, and visa eligibility are subject to change. Always check each exchange's official website for the latest information. This table is for reference only and does not constitute a recommendation to invest in any specific crypto asset. Crypto assets may fall below the principal amount due to price fluctuations.

Why Coincheck ranks #1 for practical ease of account opening: Its standout feature is the fully online process via smartphone eKYC, which is straightforward and simple. The app supports English, Chinese, and other languages (see official site for details), making it easy to navigate for foreigners not fluent in Japanese (screening criteria and visa eligibility conditions should be confirmed directly with each exchange). It handles a wide range of currencies and has an established user base among beginners.

③ Account Opening Procedure

Most domestic exchanges allow you to open an account fully online through the steps below (exact flow may vary slightly by exchange).

StepDetails
Step 1
Apply
Select "Open Account" on the exchange's official website or app. Register your email address and access the URL in the provisional registration email
Step 2
Enter basic information
Enter your name, address, date of birth, visa type, occupation, investment experience, etc.
Step 3
Identity verification (eKYC)
Photograph the front and back of your residence card and match it with a selfie via your smartphone camera. Usually completed in a few minutes to tens of minutes
Step 4
Submit My Number
Photograph your My Number card, or submit your notification card + ID document (confirm the method with each exchange)
Step 5
Screening & account opening
Screening typically takes a few days to one week. Once approved, you will receive a login ID and password
Step 6
Deposit
Transfer funds from your registered Japanese bank account to your exchange account. Instant deposit and bank transfer options vary by exchange
Step 7
Purchase
You can buy Bitcoin and other crypto assets via the app or website (some exchanges allow purchases from small amounts)
⚠️ Make sure you understand the risks before purchasing. Crypto assets are highly volatile and you may lose most or all of your investment. Returns are not guaranteed. Please only invest funds you can afford to lose.
PRAn independent selection by this site. Includes affiliate advertising. Crypto assets carry a risk of principal loss. Returns are not guaranteed.
PRA domestic exchange that foreigners can easily open — get started simply, fully online
CoincheckEasiest to open (practical) · selected by this site
Open an account fully online via eKYC (online identity verification) — just photograph your residence card with your smartphone. The app supports English, Chinese, and other languages (see official site), making it accessible even if you are not fluent in Japanese. An FSA-registered domestic exchange.
※Crypto assets are highly volatile. You may lose most or all of your investment. Returns are not guaranteed.
Open an account at Coincheck →

※Procedures, supported visa types, fees, etc. are subject to change. Please check the official website for the latest information. Account opening may not be possible depending on screening results.

PR(Optional) A free wallet to hold the crypto / JPYC you bought
HashPort WalletFor holding & managing assets · separate from an exchange
A free wallet app that lets you hold and manage the crypto, stablecoins (USDC / JPYC) and NFTs you bought, all in one place. It is a wallet to store your assets, not an exchange where you buy and sell; basic use (holding, receiving, sending) can be started without identity verification. However, to put assets in it you first need to obtain crypto / JPYC elsewhere, such as a domestic exchange (which may require identity verification). The app itself is free to use, but network fees and other charges may apply when sending or swapping assets. Use is optional.
※Crypto assets are highly volatile; their value can fall sharply and you may lose your entire holding. This is not an investment product and returns are not guaranteed. Even stablecoins such as USDC and JPYC — although designed to track the yen or dollar — are not guaranteed to always hold their value, and can lose their peg (depeg) or fall in value due to issuer or technical reasons.
※This is a "non-custodial" wallet where you manage your own private key/passcode. If you lose your 6-digit passcode or your device and cannot use the standard recovery options, no one — including the operating company — can restore your assets, and they may be lost permanently (depending on the app's specifications, the private key may not be exportable to an external wallet).
View HashPort Wallet →

※The app is available in Japanese and English. Specifications, supported assets and supported languages may change; please check the official app/site for the latest information. Follow HashPort's official wording for registration and disclosures.

④ Risks and Precautions

Price Volatility and Risk of Loss

Crypto assets are far more volatile than stocks or bonds and can drop sharply within days or weeks. You may lose most or all of your investment. Trading in anticipation of short-term price rises is especially risky; we strongly recommend limiting any investment to funds you can afford to lose.

Hacking Risk and Self-Custody Risk

There is a risk of losing assets if an exchange is hacked. Additionally, if you manage your own wallet, losing your private key means you will permanently lose access to your assets. Domestic FSA-registered exchanges implement certain security measures, but these do not guarantee complete safety.

How to Spot Warning Signs (Scam Coins, Unregistered Operators, Social Media Solicitation)

The table below summarizes common scam patterns and warning signs. Never respond to any solicitation that matches these descriptions.

Warning signDetails & response
"Guaranteed profit"No investment — including crypto assets — can guarantee returns. Absolute claims of profit are a classic scam pattern
"Unlisted coin" / "New coin with high returns"A scam technique that raises funds using fictitious coins (rug pulls, etc.). High risk of the "coin" disappearing with no value
Social media / chat solicitation — "Referral rewards"Multi-level marketing schemes and fraud solicited via social media (LINE, WeChat, Instagram, etc.). Be cautious even when introduced by someone you know
Unregistered overseas operatorsForeign exchanges not registered with the FSA operate outside Japan's regulatory framework. Legal protection is difficult to obtain in the event of a dispute
How to verify safetySearch the operator's name in the FSA's "List of Registered Crypto Asset Exchange Service Providers" to confirm registration status
⚠️ This is completely different from speculative/gambling-like lottery-type services ("guaranteed winnings," "guaranteed dividends," etc.). Speculative crypto services advertised on social media and messaging apps may be scams. For more information, see "Crypto Lottery & Gambling-Type Services: What to Watch Out For". If you have suffered a loss or received a suspicious solicitation, contact the Consumer Hotline (188) or the FSA's consultation service.

⑤ Issues Specific to Foreigners

When Leaving Japan (Becoming a Non-Resident)

Once you leave Japan and become a non-resident, your ability to use an exchange may be restricted. Note the following points. Since policies differ by exchange, avoid making definitive assumptions and always confirm with each exchange before you depart.

  • After departure, new purchases of crypto assets may be restricted (subject to each exchange's policies)
  • You may be required to notify the exchange that you are becoming a non-resident before you leave
  • It is advisable to confirm procedures for selling or withdrawing your holdings in advance
💡 Confirm early — well before your departure date. Rather than scrambling at the last minute, we recommend contacting each exchange several weeks to a month before you leave.

Taxes (Miscellaneous Income & Aggregate Taxation)

Profits from selling or using crypto assets are, in principle, classified as miscellaneous income subject to aggregate taxation (the tax rate is determined by combining all income sources). Unlike stocks held in a designated brokerage account, there is no withholding at source, so you may need to file your own tax return if you make a profit. See the "Crypto Asset Tax Guide" for details.

📌 Tax treatment for non-residents and those who have returned to their home country varies depending on individual circumstances. Please consult a tax office or tax professional for details.

⑥ Frequently Asked Questions (FAQ)

Can I open a crypto exchange account with just a residence card?
At many domestic exchanges, you can apply to open an account if you have a residence card, My Number, and a Japanese address. However, account opening may not be possible depending on each exchange's screening criteria, your visa type, or your remaining period of stay. Please check each exchange's official website for details.
How do I identify a safe exchange?
The key step is to verify whether the crypto asset exchange service provider is registered with the FSA by checking the official FSA website (registered operator list). Unregistered overseas operators and social media solicitations claiming "guaranteed profit," "unlisted coins," or "referral rewards" are warning signs of fraud.
How much do I need to start?
Some exchanges allow purchases starting from just a few hundred JPY/yen, but crypto assets are highly volatile and you may lose most or all of your investment. Always invest only within the range of funds you can afford to lose. Returns are not guaranteed.
Someone told me they offer "guaranteed profit" and "unlisted coins." What should I do?
These are classic warning signs of fraud. Do not engage under any circumstances. Contact the Consumer Hotline (188) or the FSA's consultation service immediately.
What happens to my account when I leave Japan?
Becoming a non-resident may require trading restrictions or changes to your account status. Always confirm with each exchange where you hold an account before you depart. Policies vary by exchange.
What are the tax implications if I make a profit?
Profits from selling or using crypto assets are, in principle, classified as miscellaneous income subject to aggregate taxation. See the "Crypto Asset Tax Guide" for details.

⑦ Sources & References

Open a Coincheck account Open Account