Terms of Use

Enacted: June 15, 2026 Last updated: June 15, 2026

These Terms of Use (hereinafter "Terms") apply to all use of Zainichi Money Navi (hereinafter "the Site") operated by MRI Co., Ltd. (hereinafter "we," "us," or "our"). By using the Site, you are deemed to have agreed to these Terms.

Article 1(Applicability)

These Terms apply to all relationships between us and users concerning the use of the Site and the information and services provided by the Site. Where individual pages of the Site contain separate provisions, such provisions shall also constitute part of these Terms.

Article 2(Nature of the Site and Purpose of Information)

The Site is intended to provide general information on bank accounts, overseas remittances, credit cards, electronic money, taxation, asset formation, and related topics for foreign nationals residing in Japan. The information published on the Site is provided as general reference only and does not constitute individual advice, solicitation, or recommendation of specific products or services in connection with investment, taxation, law, or finance. For actual procedures or important decisions, please always consult the official information of the relevant financial institutions and government authorities, as well as qualified professionals such as tax accountants, lawyers, and financial planners.

Article 3(Advertising and Affiliate Marketing)

The Site displays advertisements including Google AdSense, as well as links from affiliate programs of Wise, SBI Remit, various credit card companies, and others. If a user applies for, registers with, or purchases from a third-party service via such advertisements or affiliate links, we may receive advertising revenue or a referral commission. The display of advertising and affiliate links does not constitute any guarantee or endorsement by us of the content, quality, contractual terms, or approval results of those products or services.

Article 4(External Sites and Third-Party Services)

The Site contains links to external websites operated by third parties, and clicking such links may take you away from the Site. We assume no responsibility for the content or terms of use of external websites and third-party services, nor for any transactions or contracts between users and third parties. Use of external websites is entirely at your own risk and judgment. Provided, however, that this shall not apply in cases of our willful misconduct or gross negligence.

Article 5(Accuracy of Information and Disclaimer)

While we endeavor to ensure the accuracy and currency of the information published on the Site, we make no warranty of any kind as to its completeness, accuracy, currency, or usefulness. Laws, regulations, systems, fees, interest rates, exchange rates, and other matters are subject to change, and information on the Site may not reflect the most current state of affairs. We shall not be liable for any damages arising from a user's reliance on information from the Site; provided, however, that this limitation shall not apply in cases of our willful misconduct or gross negligence.

Article 6(Prohibited Conduct)

Users shall not engage in any of the following conduct when using the Site:

  • Conduct that violates laws or regulations, or public order and morals
  • Conduct that infringes the copyright, trademark rights, or other rights of us or any third party
  • Conduct that involves registering or transmitting false information, or impersonating another person
  • Conduct that interferes with the operation of the Site, or unauthorized access to servers or networks
  • Any other conduct that we determine to be inappropriate

Article 7(Intellectual Property Rights)

The copyright and other intellectual property rights in the text, images, logos, designs, and other materials published on the Site belong to us or their respective legitimate rights holders. Reproduction, republication, modification, sale, or other use of such materials without our prior consent is strictly prohibited.

Article 8(Amendments to These Terms)

We may amend these Terms when we deem it necessary. When we amend these Terms, we will give notice of the substance of the amendment and its effective date by posting them on this page. For material amendments that are disadvantageous to users, we will provide such notice by the same method a reasonable period before the effective date. The amended Terms shall take effect from that effective date.

Article 9(Governing Law and Jurisdiction)

These Terms shall be interpreted and applied in accordance with Japanese law. In the event of any dispute arising between us and a user in connection with the use of the Site, the court having jurisdiction over our principal place of business shall be the court of agreed jurisdiction for first instance proceedings.

Article 10(Inquiries and Operator Information)

For inquiries regarding these Terms, please contact us via the inquiry form on the official website of MRI Co., Ltd.
MRI Co., Ltd.(Representative: Matsukawa)/ Zainichi Money Navi Operations Office
https://m-ri.co.jp/