For Foreign Residents in Japan · 4 Languages

Money Guide for
Foreigners in Japan

Banking, remittance, credit cards, PayPay & tax filing — all explained simply.

🇯🇵 日本語 🇨🇳 中文 🇻🇳 Tiếng Việt 🇺🇸 English

📂 Browse by Category

🏦 Bank Accounts Open & Compare Banks 3 articles 💸 Remittance Wise · SBI Remit 4 articles 💳 Credit Cards For Foreigners 1 article 📱 E-Money PayPay & Suica Guide 1 article 📊 Tax & Filing Filing, Resident Tax & Deductions 17 articles

📊 Quick Remittance Comparison

🇯🇵 How to Send Money Home from Japan

Service Fee Rate Speed Best for
WiseLow cost 0.4〜1% Mid-market rate Hours〜1 day Small–medium
SBI Remit Free〜¥748 Bank rate Same day〜1 day China, Vietnam
Bank Transfer ¥2,500〜5,000 TTS rate 2〜5 business days Large amounts
Japan Post ¥2,500+ TTB rate 3〜5 business days Near post office

※Fees & rates are approximate. Please verify on official sites.

📖 Full Comparison →

🏦 Bank Account Articles

Bank Compare 2026.06.09

6 Banks Where Foreigners Can Open Accounts【2026】

Post, Seven Bank, SBI, Rakuten, SBI Shinsei, MUFG → Read more
Open Account 2026.06.09

How to Open a Bank Account in Japan as a Foreigner

Residence card, My Number and all required documents → Read more
Home Loan 2026.06.12

Home Loans for Foreigners in Japan【2026 · Without PR?】

Flat 35 needs PR; which banks lend without it, and screening points → Read more

💸 Remittance Articles

Compare 2026.06.09

【2026】Remittance Services Compared: Wise vs SBI Remit vs Bank

Fees, rates, speed & supported countries compared → Read more
Wise 2026.06.09

Wise Complete Guide for Foreigners in Japan

Can you register with your residence card? Step-by-step explained. → Read more
To China 2026.06.09

How to Send Money to China from Japan【2026】

Wise, SBI Remit & bank transfer compared for China → Read more
To Vietnam 2026.06.12

How to Send Money to Vietnam from Japan【2026】

Wise, SBI Remit & bank transfer compared for Vietnam → Read more

💳 Credit Cards & E-Money

Credit Card 2026.06.09

5 Credit Cards Foreigners Can Get in Japan【2026】

Epos, Life, Rakuten, Aeon, Saison — annual fee & points compared → Read more
PayPay 2026.06.09

PayPay Complete Guide for Foreigners in Japan

What you need, how to register, charge & where to use PayPay → Read more

📊 Tax Articles

Tax Return 2026.06.09

Tax Return & Resident Tax Guide for Foreigners【2026】

When you must file and when you may qualify for a refund → Read more
Resident Tax 2026.06.09

Resident Tax Guide for Foreigners in Japan【How Much to Pay?】

How resident tax is calculated, paid & handled when leaving Japan → Read more
Furusato Tax 2026.06.12

Furusato Nozei (Hometown Tax) Guide for Foreigners【2026】

Eligibility, deduction limit by income, one-stop vs filing, middle-name pitfalls → Read more
NISA · Invest 2026.06.10

NISA Complete Guide for Foreigners【2026 · Eligibility & Leaving Japan】

Eligibility by visa, top 3 brokers, what happens when you leave Japan → Read more
iDeCo 2026.06.10

iDeCo Complete Guide for Foreigners【2026 · Eligibility · Leaving Japan · vs NISA】

3-stage tax benefits, contribution limits by job, leaving Japan, vs NISA comparison → Read more
Medical Deduction 2026.06.10

Medical Expense Deduction Guide for Foreigners【2026 · Scope · Calculation · Filing】

When does ¥100K+ medical spend get refunded? Scope, formula, OTC special, leaving Japan → Read more
Pension Refund 2026.06.10

Maximizing Your Lump-sum Pension Withdrawal【Foreigners · Tax Refund Included 2026】

Refund filing for the 20.42% withholding, payout-tier mechanics, remittance optimization → Read more
Dependent Deduction 2026.06.10

Overseas Dependent Deduction Guide for Foreigners【2026 · 2023 Reform · Required Documents】

30–69 age rule change, ¥380K remittance proof, documents for Chinese/Vietnamese parents → Read more
Crypto Tax 2026.06.12

Crypto (Virtual Currency) Tax Guide for Foreigners【2026】

When it's taxed, miscellaneous-income rates, the ¥200K rule, calculation → Read more
Year-End Adjustment 2026.06.12

Year-End Tax Adjustment Guide for Foreigners in Japan【2026】

Forms to submit, deductions available, overseas dependents, departure handling → Read more
Payslip 2026.06.12

How to Read Your Payslip in Japan【Foreigners' Guide 2026】

Every item explained: base pay, bonuses, deductions, taxes and net pay → Read more
Freelance Tax 2026.06.13

Freelance & Side Job Tax Guide for Foreigners【2026・Filing/Invoice/Visa】

Filing, income types, expenses, invoices & visa notes → Read more
Incorporation 2026.06.29

Incorporation & Tax Guide for Foreigners【2026・Sole Proprietor vs Company】

Pros/cons, threshold, corporate tax, director pay, social insurance & accounting → Read more
Company Formation 2026.07.06

Company Formation & Corporate Bank Account Guide【2026・Practical Edition】

Setup steps, registered address, virtual offices & opening a corporate bank account → Read more
Remittance & Tax 2026.06.13

Overseas Remittance & Tax Guide for Foreigners【Remittances Home · Gift Tax · Reporting】

Remittances home, gift tax & reporting → Read more
Investing 2026.06.13

Foreigners Can Open a Securities Account in Japan｜Steps & Broker Comparison【2026】

Open with a residence card, documents & broker comparison → Read more
Crypto Investing 2026.06.14

How Foreigners Start Crypto in Japan｜Choosing an Exchange & Opening an Account【2026】

Start with a residence card, FSA-registered exchange comparison & risks → Read more